Compare Bullion Prices from Top Dealers
Live gold and silver premiums updated hourly, trend analysis, and dealer rankings. Track market conditions and find the best time to buy bullion.
Premium Trend Dashboard
Track how gold and silver bullion premiums have changed over time. Charts update daily from hourly price snapshots.
What's Happening in the Bullion Market
Gold is trading at $4,507.76/oz with average dealer premiums at 9.6%.
Silver sits at $69.88/oz with premiums averaging 16.0%, which remains elevated above typical levels.
The gold-to-silver ratio is 64.51, relatively low, suggesting silver has gained ground against gold.
Is Now a Good Time to Buy Bullion?
Premiums are within standard ranges. Typical market conditions for bullion purchases.
Premiums are in line with historical norms. Dollar-cost averaging remains a sound strategy in this environment.
Based on average best-deal premium (each product's lowest dealer price) compared against 362 days of history:
Gold Avg Premium
8.8%
-0.4% vs 30d avg
Silver Avg Premium
13.5%
-0.1% vs 30d avg
Gold 90d Avg
9.7%
362d avg: 8.0%
Silver 90d Avg
12.8%
362d avg: 13.5%
Lowest Premium Bullion Today
Sortable leaderboards showing the best-priced gold and silver products available right now. Click any column header to re-sort.
Lowest Premium Gold Coins
1 oz American Gold Eagle Coin (Random Year)
Silver Gold Bull
$4,518.75
+0.2%
South African 1 oz Gold Krugerrand Coin (Random Year)
Kitco
$4,583.99
+1.7%
2025 Austrian 1 oz Gold Philharmonic Coin
BGASC
$4,640.59
+2.9%
2025 Canadian 1 oz Gold Maple Leaf
SD Bullion
$4,645.09
+3.0%
2025 1 oz Australian Gold Kangaroo Coin
Money Metals
$4,665.05
+3.5%
Lowest Premium Silver Coins
1 oz Austrian Silver Philharmonic Coin (Random Year)
BGASC
$75.49
+8.0%
1 oz South African Silver Krugerrand Coin (Random Year)
Silver Gold Bull
$75.50
+8.0%
1 oz Canadian Silver Maple Leaf Coin (Random Year)
Silver Gold Bull
$75.75
+8.4%
Australia 1 oz Silver Kangaroo (Random Year)
SD Bullion
$76.99
+10.2%
1 oz American Silver Eagle Coin (Random Year)
SD Bullion
$76.99
+10.2%
Lowest Premium Gold Bars
Category Performance Overview
Average premiums across all dealer prices per category. 7d/30d changes appear as our hourly snapshot data accumulates.
| Category | Avg Premium | 7d Change | 30d Change |
|---|---|---|---|
| Gold Coins | 10.8% | -0.2% | - |
| Silver Coins | 18.9% | -2.9% | - |
| Gold Bars | 8.3% | -0.3% | - |
| Silver Bars | 13.2% | -3.9% | - |
Featured Bullion Dealers
Understanding Bullion Premiums
What Is a Premium?
A bullion premium is the price you pay above the current spot price of the metal. It covers manufacturing, distribution, and dealer margins. With gold currently at $4,507.76/oz and average premiums around 10.8% for coins, you would pay roughly $4,994.60/oz on average.
What Is a Normal Premium?
Normal premiums vary by product type. Government-minted coins typically carry 5-15% premiums, while bars may trade at 3-10% over spot. Based on 362 days of tracked data, the average gold best-deal premium has been 8.0% and silver 13.5%.
When Is the Best Time to Buy?
The optimal buying window is when premiums are at or below historical averages. Right now, gold best-deal premiums average 8.8% (below the 30-day average) and silver 13.5% (below its 30-day average).
What Drives Premium Changes?
Several factors affect premiums: retail demand surges, mint production capacity, shipping costs, dealer inventory levels, and broader economic uncertainty. During financial crises, premiums often spike as physical demand outpaces supply.
Avg Premium is the average premium across all dealer prices for products in a category. Best-deal premium is the average of each product's lowest available dealer price, reflecting what a savvy buyer would actually pay.
Premium badges are based on each category's historical range. Gold and silver have different thresholds because silver premiums naturally run higher.
Methodology: We calculate premiums by comparing each dealer's sell price to the current spot price, then expressing the difference as both a dollar amount and a percentage. Learn more about our methodology
Explore Bullion Products
Data Transparency
8
Dealers Tracked
47+
Products Monitored
Hourly
Price Updates
We strive to update all prices hourly
How We Source Prices
GoldSilver.ai gathers prices directly from dealer websites using automated data collection. We strive to update all prices hourly to ensure accuracy and timeliness.
Premium Calculation
Premiums are calculated by comparing each dealer's sell price to the real-time spot price for the corresponding metal (gold or silver), expressed as both a dollar amount and percentage over spot.
Check the Latest Bullion Prices
Find live deals on gold and silver bullion. Compare premiums across top dealers and make your move when conditions are right.
