Compare Bullion Prices from Top Dealers
Compare bullion prices from top dealers, track premiums, and find the best time to buy gold and silver.
Premium Trend Dashboard
Track how gold and silver bullion premiums have changed over time. Charts update daily from hourly price snapshots.
What's Happening in the Bullion Market
Gold is trading at $4,860.90/oz with average dealer premiums at 10.8%.
Silver sits at $81.52/oz with premiums averaging 17.1%, which remains elevated above typical levels.
The gold-to-silver ratio is 59.63, relatively low, suggesting silver has gained ground against gold.
Is Now a Good Time to Buy Bullion?
Gold Average Premium
NormalCurrent average gold premium is 10.8%. Historical average is 10.3% based on 28 days of data.
Gold Lowest Premium
CheapBest available gold premium is 1.3%. Historical average of daily lows is 1.8% based on 361 days of data.
Silver Average Premium
NormalCurrent average silver premium is 17.1%. Historical average is 18.2% based on 28 days of data.
Silver Lowest Premium
CheapBest available silver premium is 0.9%. Historical average of daily lows is 5.1% based on 361 days of data.
Use both signals together: average premium shows overall market conditions, while the lowest premium highlights the best available deal right now. Learn how premium environment is calculated
Lowest Premium Bullion Today
Sortable leaderboards showing the best-priced gold and silver products available right now. Click any column header to re-sort.
Lowest Premium Gold Coins
1 oz American Gold Eagle Coin
MintBuilder
$4,912.80
+0.9%
1 oz Austrian Philharmonic Gold Coin
SD Bullion
$4,939.77
+1.6%
South African 1 oz Gold Krugerrand Coin
SD Bullion
$4,956.89
+1.8%
2025 1 oz American Gold Buffalo Coin
MintBuilder
$4,963.40
+2.0%
1 oz Australian Kangaroo/Nugget Gold Coin
SD Bullion
$4,961.77
+2.0%
Lowest Premium Silver Coins
Lowest Premium Gold Bars
Lowest Premium Silver Bars
Lowest Premium Platinum Coins
Lowest Premium Platinum Bars
Lowest Premium Palladium Coins
Category Performance Overview
Average premiums across all dealer prices per category. 7d/30d changes appear as our hourly snapshot data accumulates.
| Category | Avg Premium | 7d Change | 30d Change |
|---|---|---|---|
| Gold Coins | 10.7% | -0.1% | +0.9% |
| Silver Coins | 16.5% | -2.5% | -3.2% |
| Gold Bars | 10.8% | +0.0% | +1.4% |
| Silver Bars | 17.6% | +1.1% | +4.1% |
| Platinum Coins | 9.1% | - | - |
| Platinum Bars | 9.6% | - | - |
| Palladium Coins | 39.9% | - | - |
| Palladium Bars | 16.5% | - | - |
Featured Bullion Dealers
Understanding Bullion Premiums
What Is a Premium?
A bullion premium is the price you pay above the current spot price of the metal. It covers manufacturing, distribution, and dealer margins. With gold currently at $4,860.90/oz and average premiums around 10.7% for coins, you would pay roughly $5,381.02/oz on average.
What Is a Normal Premium?
Normal premiums vary by product type. Government-minted coins typically carry 5-15% premiums, while bars may trade at 3-10% over spot. Based on 361 days of tracked data, the average gold best-deal premium has been 7.6% and silver 13.0%.
When Is the Best Time to Buy?
The optimal buying window is when premiums are at or below historical averages. Right now, gold best-deal premiums average 9.1% (above the 30-day average) and silver 12.3% (below its 30-day average).
What Drives Premium Changes?
Several factors affect premiums: retail demand surges, mint production capacity, shipping costs, dealer inventory levels, and broader economic uncertainty. During financial crises, premiums often spike as physical demand outpaces supply.
Avg Premium is the average premium across all dealer prices for products in a category. Best-deal premium is the average of each product's lowest available dealer price, reflecting what a savvy buyer would actually pay.
Premium badges are based on each category's historical range. Gold and silver have different thresholds because silver premiums naturally run higher.
Methodology: We calculate premiums by comparing each dealer's sell price to the current spot price, then expressing the difference as both a dollar amount and a percentage. Learn more about our methodology
Explore Bullion Products
Gold
Silver
Data Transparency
10
Dealers Tracked
101+
Products Monitored
Hourly
Price Updates
Last updated: Apr 17, 2026, 5:28 PM UTC
How We Source Prices
GoldSilver.ai gathers prices directly from dealer websites using automated data collection. We strive to update all prices hourly to ensure accuracy and timeliness.
Premium Calculation
Premiums are calculated by comparing each dealer's sell price to the real-time spot price for the corresponding metal (gold or silver), expressed as both a dollar amount and percentage over spot.
