This page explains how GoldSilver.ai calculates premiums on physical gold and silver bullion products. It defines the formula, inputs, and interpretation used to measure the difference between retail bullion prices and global spot prices.
A bullion premium is the additional amount paid above the underlying metal spot price when purchasing physical gold or silver. It represents the difference between the wholesale market value of raw metal and the retail price of a finished bullion product.
Physical bullion is typically sold at:
The premium reflects manufacturing costs, logistics, dealer margins, and supply-demand conditions in the physical market.
The absolute premium measures the dollar value paid above spot price.
Percentage premium allows comparison across products and dealers.
For products that are not exactly one troy ounce, spot price must be adjusted by metal weight.
Dealers typically purchase bullion below spot price when buying from investors.
Lower premium does not always mean better value. Investors should consider liquidity, resale demand, product recognition, and dealer spreads when evaluating bullion pricing.
View live premiums across multiple dealers and products.
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Disclaimer: Information on GoldSilverAI is for educational purposes only and is not intended as financial advice. Consult a professional advisor before making investment decisions.
